• info@excelacceptance.com


  • Privacy Policy:

    Excel Credit Acceptance ("Excel Credit Acceptance") operates excelacceptance.com and may operate other websites. It is Excel Credit Acceptance's policy to respect your privacy regarding any information we may collect while operating our websites.

    Website Visitors

    Like most website operators, Excel Credit Acceptance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Excel Credit Acceptance's purpose in collecting non-personally identifying information is to better understand how Excel Credit Acceptance's visitors use its website. From time to time, Excel Credit Acceptance may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

    Excel Credit Acceptance also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on excelacceptance.com blogs/sites. Excel Credit Acceptance only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

    Gathering of Personally-Identifying Information

    Certain visitors to Excel Credit Acceptance's websites choose to interact with Excel Credit Acceptance in ways that require Excel Credit Acceptance to gather personally-identifying information. The amount and type of information that Excel Credit Acceptance gathers depends on the nature of the interaction. For example, we ask visitors who sign up at excelacceptance.com to provide a username and email address. Those who engage in transactions with Excel Credit Acceptance are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Excel Credit Acceptance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Excel Credit Acceptance. Excel Credit Acceptance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

    Aggregated Statistics

    Excel Credit Acceptance may collect statistics about the behavior of visitors to its websites. Excel Credit Acceptance may display this information publicly or provide it to others. However, Excel Credit Acceptance does not disclose personally-identifying information other than as described below.

    Protection of Certain Personally-Identifying Information

    Excel Credit Acceptance discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Excel Credit Acceptance's behalf or to provide services available at Excel Credit Acceptance's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Excel Credit Acceptance's websites, you consent to the transfer of such information to them. Excel Credit Acceptance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Excel Credit Acceptance discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Excel Credit Acceptance believes in good faith that disclosure is reasonably necessary to protect the property or rights of Excel Credit Acceptance, third parties or the public at large. If you are a registered user of an Excel Credit Acceptance website and have supplied your email address, Excel Credit Acceptance may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Excel Credit Acceptance and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Excel Credit Acceptance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


    A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. Excel Credit Acceptance uses cookies to help Excel Credit Acceptance identify and track visitors, their usage of Excel Credit Acceptance website, and their website access preferences. Excel Credit Acceptance visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Excel Credit Acceptance's websites, with the drawback that certain features of Excel Credit Acceptance's websites may not function properly without the aid of cookies.

    Business Transfers

    If Excel Credit Acceptance, or substantially all of its assets, were acquired, or in the unlikely event that Excel Credit Acceptance goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Excel Credit Acceptance may continue to use your personal information as set forth in this policy.


    Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Excel Credit Acceptance and does not cover the use of cookies by any advertisers.

    Privacy Policy Changes

    Although most changes are likely to be minor, Excel Credit Acceptance may change its Privacy Policy from time to time, and in Excel Credit Acceptance's sole discretion. Excel Credit Acceptance encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a excelacceptance.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.